Vehicle Ownership Cost Calculator

Calculate annual operating costs based on official EPA fuel economy and owner maintenance benchmarks.

Data: US EPA Fuel Economy Guide · snapshot Aug 19, 2026

Interactive Operating Cost Model

Select a verified benchmark vehicle or adjust annual mileage, local energy prices, and driving split. Calculations run in browser memory and are not logged.

Data: US EPA Fuel Economy Guide · snapshot Aug 19, 2026
Supported range: 1,000–60,000 miles per year
Supported range: $1.50–$10.00 per gallon
55% city45% highway
Estimated annual energy cost$1,946Based on the current inputs
Estimated cost per mile$0.16Fuel or electricity only
Five-year projection$9,730At the current inputs
Model year 2017$2,180 per year $234 lower
Full-Size Truck benchmark$2,450 per year

Worked Ownership Cost Benchmarks

Fuel economy figures are sourced directly from the US EPA. Actual costs vary by driving habits, regional fuel prices, and vehicle maintenance history.

Vehicle Class EPA Combined MPG Estimated Annual Fuel (15,000 mi @ $3.50/gal)
Compact SUV (e.g. RAV4) 28–30 MPG $1,750–$1,875
Full-Size Truck (e.g. F-150) 19–21 MPG $2,500–$2,760
Midsize Sedan (e.g. Camry) 31–34 MPG $1,540–$1,690

Methodology & Data Integrity

Operating cost projections use official EPA ratings and the following formulas:

combined_mpg_weighted = 1 / ( (split_city / city_mpg) + (split_hwy / highway_mpg) ) annual_fuel_cost = (annual_miles / combined_mpg_weighted) × fuel_price

Complaint counts reflect self-selected reports and are not normalised for production sales volume. We publish no reliability scores, superlatives, or vehicle rankings.

Read our complete data methodology →